Who Qualifies for Financing at Hensley Auto Group?

At Hensley Auto Group, we’re passionate about helping everyone get behind the wheel of their dream vehicle. Our flexible financing options are designed to accommodate a variety of financial situations. Whether you’re building credit, repairing it, or starting fresh, the good news is simple: WE SAY YES!

Who Qualifies for Financing?

1. Individuals With Good Credit
If you have a solid credit score, congratulations! Our financing team will help you secure a competitive interest rate and payment terms that suit your needs.

2. Individuals With Bad Credit
Don’t let a low credit score hold you back. We specialize in helping customers who’ve faced credit challenges in the past. Life happens, and we believe that shouldn’t stop you from driving a quality vehicle.

3. First-Time Buyers
If you’re new to credit or buying a car for the first time, we’re here to help. We offer financing solutions for individuals without an established credit history, making it easier to take that exciting first step.

4. Individuals With No Credit History
No credit? No problem! We work with customers from all walks of life to find a financing option that works, even if you’re just starting out.

5. Those Looking to Rebuild Credit
If you’re in the process of rebuilding your credit, financing a car can be a great way to move forward. By making timely payments, you can establish a stronger credit profile over time.

6. Self-Employed or Non-Traditional Income Earners
We understand that not everyone has the same type of income. Whether you’re self-employed, a freelancer, or have a unique financial situation, we’re happy to work with you to create a plan that fits.

Here’s All You Need to Qualify:

  1. A Down Payment: Bring a reasonable down payment to show commitment and lower your monthly payments.

  2. Income We Can Verify: Proof of stable income helps us tailor a financing plan to your needs.

  3. Live Kinda Local: Being a part of our community helps us provide better support and service.

  4. A Valid Driver’s License: A current and valid license is required to drive off the lot.

  5. The Ability to Get Full-Coverage Insurance: Insurance is necessary to protect both you and your vehicle.

  6. Five References: Know five people who can vouch for you? Great! It helps build trust and solidify your application.

Why Choose Hensley Auto Group?

  • No Credit Check Needed: You don’t need to worry about a hard inquiry impacting your score.

  • Fast and Easy Approvals: Our streamlined process ensures you won’t be left waiting.

  • Tailored Solutions: We find financing options that are customized for your unique situation.

  • We Say YES: Unlike traditional dealerships, we focus on finding ways to approve you, not deny you.

How to Qualify

The process is simple:

  1. Submit Your Application: Fill out our easy financing application online or in person.

  2. Provide Basic Information: Share the essentials we’ve listed above, and we’ll handle the rest.

  3. Explore Your Options: Our team will present financing options that suit your situation.

  4. Drive Away Happy: Once approved, you can choose your vehicle and hit the road the same day!

Ready to Get Started?

At Hensley Auto Group, we’re here to help everyone qualify for financing. Whether you have good credit, bad credit, or no credit at all, we believe in saying YES. Let us help you drive home in a car you’ll love.

Contact us at 513-423-5340 or visit our dealership today. Your dream car is just a simple application away!


With WE SAY YES, everyone has a chance to qualify. Let’s make your car-buying experience stress-free and exciting! ??