2417 N Verity Pkwy Middletown, OH 45042 513-423-5340

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How does our fresh start program work

How Our Financing Works at Hensley Auto Group

At Hensley Auto Group, we believe everyone deserves the opportunity to drive the car of their dreams. That's why we’ve designed a financing process that’s as straightforward and stress-free as possible. Whether you have good credit, bad credit, or no credit at all, WE SAY YES!

Fast, Easy Approvals

We know your time is valuable, so we’ve streamlined our financing process to provide fast and easy approvals. Our team works hard to get you the keys to your vehicle without the hassle of endless paperwork or waiting.

Here’s how it works:

  1. Simple Application Process
    Start by filling out our quick and easy financing application. You can do this online or in person at the dealership. It’s designed to collect just the essentials, so we can get started right away.

  2. No Credit? No Problem!
    Unlike many dealerships, we don’t require perfect credit to get you approved. Whether you’re building your credit history or overcoming past challenges, our financing specialists will find a solution that fits your situation.

  3. Tailored Financing Options
    Once your application is submitted, our team reviews it and works with our network of lenders to find the best financing options for you. We’ll present you with plans that are affordable, transparent, and tailored to your budget.

  4. Drive Away Today
    Once you’ve selected the financing option that works best for you, it’s time to sign the paperwork and hit the road. Many of our customers drive away in their new vehicle the same day they apply!

Why Choose Hensley Auto Group?

  • No Credit Check Needed: Traditional credit checks can be a barrier for many buyers. At Hensley Auto Group, we remove that obstacle, so you can focus on what matters most—finding the perfect car.

  • Affordable Payments: We work with you to create manageable payment plans that won’t break the bank.

  • A Commitment to Your Satisfaction: We’re not just here to sell cars; we’re here to help you achieve your driving goals with financing that fits your needs.

Ready to Get Started?

Visit us at Hensley Auto Group and discover how easy financing can be. Whether you’re browsing online or stopping by the lot, our team is ready to assist you.

WE SAY YES to making your car-buying experience smooth, enjoyable, and stress-free. Let us help you find your dream car today!

Feel free to contact us at 513-423-5340 for more information, or start your application online now.


With Hensley Auto Group, the road to your next vehicle starts here. Let’s make it happen! ??

Who qualifies for financing at Hensley

Who Qualifies for Financing at Hensley Auto Group?

At Hensley Auto Group, we’re passionate about helping everyone get behind the wheel of their dream vehicle. Our flexible financing options are designed to accommodate a variety of financial situations. Whether you’re building credit, repairing it, or starting fresh, the good news is simple: WE SAY YES!

Who Qualifies for Financing?

1. Individuals With Good Credit
If you have a solid credit score, congratulations! Our financing team will help you secure a competitive interest rate and payment terms that suit your needs.

2. Individuals With Bad Credit
Don’t let a low credit score hold you back. We specialize in helping customers who’ve faced credit challenges in the past. Life happens, and we believe that shouldn’t stop you from driving a quality vehicle.

3. First-Time Buyers
If you’re new to credit or buying a car for the first time, we’re here to help. We offer financing solutions for individuals without an established credit history, making it easier to take that exciting first step.

4. Individuals With No Credit History
No credit? No problem! We work with customers from all walks of life to find a financing option that works, even if you’re just starting out.

5. Those Looking to Rebuild Credit
If you’re in the process of rebuilding your credit, financing a car can be a great way to move forward. By making timely payments, you can establish a stronger credit profile over time.

6. Self-Employed or Non-Traditional Income Earners
We understand that not everyone has the same type of income. Whether you’re self-employed, a freelancer, or have a unique financial situation, we’re happy to work with you to create a plan that fits.

Here’s All You Need to Qualify:

  1. A Down Payment: Bring a reasonable down payment to show commitment and lower your monthly payments.

  2. Income We Can Verify: Proof of stable income helps us tailor a financing plan to your needs.

  3. Live Kinda Local: Being a part of our community helps us provide better support and service.

  4. A Valid Driver’s License: A current and valid license is required to drive off the lot.

  5. The Ability to Get Full-Coverage Insurance: Insurance is necessary to protect both you and your vehicle.

  6. Five References: Know five people who can vouch for you? Great! It helps build trust and solidify your application.

Why Choose Hensley Auto Group?

  • No Credit Check Needed: You don’t need to worry about a hard inquiry impacting your score.

  • Fast and Easy Approvals: Our streamlined process ensures you won’t be left waiting.

  • Tailored Solutions: We find financing options that are customized for your unique situation.

  • We Say YES: Unlike traditional dealerships, we focus on finding ways to approve you, not deny you.

How to Qualify

The process is simple:

  1. Submit Your Application: Fill out our easy financing application online or in person.

  2. Provide Basic Information: Share the essentials we’ve listed above, and we’ll handle the rest.

  3. Explore Your Options: Our team will present financing options that suit your situation.

  4. Drive Away Happy: Once approved, you can choose your vehicle and hit the road the same day!

Ready to Get Started?

At Hensley Auto Group, we’re here to help everyone qualify for financing. Whether you have good credit, bad credit, or no credit at all, we believe in saying YES. Let us help you drive home in a car you’ll love.

Contact us at 513-423-5340 or visit our dealership today. Your dream car is just a simple application away!


With WE SAY YES, everyone has a chance to qualify. Let’s make your car-buying experience stress-free and exciting! ??

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